1) This woman isn't really homeless. She just pretends so that goody-two-shoes like you will chuck her some cash so that she doesn't have to work for it like the rest of us.

2) She's threatened me because I've refused to give her money. She's not some poor, harmless soul.

3) She always says that she needs the money for a train ticket even though I know for a fact that she's got a monthly pass.